Toronto Real Estate · Done Differently

Real estate that works
for your situation.

Whether you're buying, selling, or need a creative solution — seller financing or something in between — I'll give you a straight answer and a real plan.

12
Years in the market
GTA
Based in Toronto
365
Days a year, reachable

Buying or selling a home?
Let's keep it simple.

No pressure, no script. Just honest guidance on one of the biggest decisions you'll make.

🏡

Selling Your Home

Get a realistic picture of what your home is worth in today's market — and a plan to attract the right buyer at the right price, without the usual noise.

Get a free valuation →
🔑

Buying a Home

Whether it's your first place or your fifth, I'll help you move quickly when it counts and avoid the ones that aren't worth your time or money.

Start the conversation →
📊

Investment Properties

Looking for cash flow, appreciation, or both? I work regularly with investors and know what to look for beyond the surface numbers.

Let's talk strategy →

Not every deal needs a bank.

Seller financing opens the door to deals that traditional lending won't touch. If you're a buyer who doesn't fit the mould — or a seller who wants more than a one-time cheque — there's another way.

What is seller financing?

Instead of a bank lending the buyer money, the seller carries the mortgage directly. The buyer makes payments to you — often with better terms for both sides. It's used by investors, self-employed buyers, and anyone the banks say no to.

Why consider it?

For sellers: steady monthly income, a premium sale price, and potential tax advantages on capital gains. For buyers: fewer barriers, faster closes, and more flexible terms than any lender will offer.

  1. We talk through your situation Whether you're a buyer or a seller, we figure out if seller financing makes sense for you.
  2. Structure the deal Down payment, interest rate, term length — everything is negotiable between you and the other party.
  3. Close with the right professionals A real estate lawyer handles the paperwork. You walk away with a deal that works for both sides.

Interested in a seller finance deal?

I've structured these deals for buyers who couldn't get conventional financing and sellers looking for income instead of a lump sum. Every situation is different — let's talk about yours.

Talk to Steven →

Get the deals before anyone else.

I share off-market opportunities, seller finance deals, and properties you won't find on MLS with people on my list — before they go public, if they ever do.

Off-market properties
Seller finance opportunities
Investment deals
Toronto market insights

No spam. One email when something worth seeing comes up.

Steven Pargetter

Let's talk about what you actually need.

Sales Representative | Property.ca Inc. Brokerage

Whether you're buying, selling, or need a creative solution — send me a message and I'll get back to you the same day.

📱
416-553-0443 Cell — call or text anytime
📧
steven@property.ca I read and respond to every email
📍
Toronto, ON Serving the GTA and surrounding areas
<